No Spend October

Hey guys, so this week I did a lot of self reflection. I was looking at my credit card bill and
I realized how absurdly high the bill was. I’m in college, living in a dorm, with a meal plan;
I have a total of $0 in monthly expenses. Yet somehow I manage to amass a thousand dollar
credit card bill every month. This money is spent on clothes, skincare, makeup, and shoes
that I just don’t need. So I’m going to do something crazy and drastic, I’m going to try to go
the month of October without shopping.

So clearly there will be some times that I need to go shopping, such as toothpaste, soap,
and laundry detergent. Other than necessities though, I plan on going cold turkey on the
shopping. So I have laid out some rules if you want to try this out with me.

1. Subscriptions- So I have a few monthly subscriptions that I have, and after thinking about it, I decided that I’m not going to cancel them. So I’m keeping my Netflix, Spotify, Play! By Sephora, and BirchBox (technically I have an annual subscription for this one, so I can’t even cancel it if I want to.)
2. Food- I’m allotting myself $20 a week to spend on food that is outside my meal plan. Wegmans is my happy place and I’m not going to deprive myself of that joy filled building, but I am going to limit my spending. So far in September I have spent $168 at Wegmans, and that is on top of my meal plan money. That is so unnecessary, so my organic granola and vegan ice cream pending is getting majorly cut back.
3. Necessities- If I run out of hand soap, shampoo, or advil, those will obviously need to be replaced. I will also probably need to get gas a few times this month. I’m not going to make a budget for these expenses because I don’t know how often these will come up.

I’m going to be posting weekly updates on how this no spending is going, so make sure to
stay tuned for those. I’m really excited for you guys to be coming on this journey with me
and I hope to learn a lot about my spending throughout the month.